AllocationMaster™: About

Fincancial Forecasting
AllocationMaster™ comes complete with its own sophisticated financial planning module. Run your own financial plans using information you have already gathered concerning the client's current portfolio, financial objectives, planned savings, age/tax status and portfolio alternatives. It's a valuable and important element in AllocationMaster™ that is not found in other programs.

Projected Assets
Show your client a projection of the expected investment assets over the complete planning period. This information is used to assess the sufficiency of the present and future investment resources to meet the stated financial objectives. Ultimately, the investment portfolio must be able to achieve the client's objectives, with a comfortable margin for errors in the planning estimates.

Finding the ideal solution may require one or more iterations to make the pieces of the client's investment planning puzzle fit together. If the assets will run out, maybe the client needs to consider a more aggressive risk posture, reducing the objectives or contributing more. AllocationMaster™ helps you to efficiently analyze the possible trade-offs.

Cash Flow Tables
The Financial Forecast tables in AllocationMaster™ clearly show the year-by-year projection of your client's assets over the entire planning period. Use these tables to fully understand the asset value projections, or to address specific investment planning issues with your client.

Each of the individual cash flow items that are related to projecting the client's assets are separately identified. These items are: Additional Contributions, Investment Income, Capital Gains, Financial Goals and Taxes.

Separate tables can be prepared for the present portfolio and the proposed portfolio. The results can either be shown in nominal (before-inflation) or real (after-inflation) terms.

Supporting Information
AllocationMaster™ is not a black-box. All of the calculations used in developing the financial projections are fully disclosed.

You can view detailed supporting tables which provide all of the building blocks behind the financial projections. All of the formulas used are found in the AllocationMaster™ User's Guide and within the context-sensitive on-line Help system.

All tables and columns are coded so that it is easy to find the numbers you need to derive the projections. In fact, using the formulas provided, you can arrive at any of the forecasted numbers yourself with just a pocket calculator!